HRHossam RagabFinance Director / CFO
Hossam Ragab

About

Hossam Ragab

Finance Director / CFO

Finance Director with diversified experience across manufacturing, distribution, retail, and real estate sectors — leading finance operations, treasury management, financial planning, taxation, internal controls, and business performance optimization.

Currently managing finance activities across multi-entity business environments, with strong exposure to manufacturing operations, distribution networks, working capital optimization, ERP systems, and strategic financial decision-making.

Experienced in financial modeling, budgeting, forecasting, investment analysis, and cash flow management, with a proven ability to support business growth, operational efficiency, and financial sustainability.

Strong background in ERP environments including SAP, Microsoft Dynamics AX, and Odoo, in addition to building financial controls, KPI frameworks, reporting structures, and management dashboards that enhance business visibility and decision-making.

Holds the Financial Modeling & Valuation Analyst (FMVA®) certification from the Corporate Finance Institute (CFI), and is currently completing an MBA in Investment Management.

Passionate about strategic finance, business transformation, investment analysis, and building scalable finance functions that support long-term growth.

FMVA® — Financial Modeling & Valuation Analyst, Corporate Finance Institute (CFI)
MBA in Investment Management (in progress)

Career Timeline

  1. Jan 2025 – Present

    Financial Director · OPPO

    Cairo, Egypt

    • Develop and implement financial strategies aligned with company objectives; advise senior management on financial planning, business risks, and growth opportunities.
    • Lead annual budgeting and quarterly forecasting across entities; conduct variance analysis and deliver regular performance reviews.
    • Develop financial models and business analysis to support strategic decisions, with forward-looking insight on revenue trends, cost behavior, and profitability.
    • Oversee financial closing, management reporting, and internal controls to ensure compliance with company policy.
    • Manage daily cash operations, forecasting, and liquidity planning; optimize working capital across receivables, payables, and inventory.
    • Ensure compliance with Egyptian tax law, supervise filings and audits, and manage financial risk through insurance, hedging, and diversification strategies.

  2. Jan 2024 – Dec 2024

    Financial Director · Genena Group

    New Cairo, Egypt

    • Prepared financial statements, reports, and forecasts, ensuring accuracy and regulatory compliance.
    • Developed budgets and monitored performance against them, managing cash flow to meet operational needs.
    • Analyzed financial data and trends to guide management decision-making.
    • Developed and implemented financial strategy aligned with organizational goals; ensured tax compliance and optimized tax strategy.
    • Oversaw day-to-day finance operations including AP/AR, payroll, and transactions.

  3. Jan 2021 – Dec 2023

    Finance Manager · Genena Group

    New Cairo, Egypt

    • Managed treasury operations and liquidity planning for development projects.
    • Prepared project cash flow forecasts supporting development financing.
    • Developed financial models supporting real estate investment evaluation.
    • Led budgeting processes and variance analysis across development projects.
    • Coordinated financing arrangements with banks and financial institutions.

  4. Jan 2016 – Dec 2020

    Accounting Manager · Orientals For Urban Development (OUD)

    Nasr City, Cairo, Egypt

    • Ensured adherence to financial regulations, standards (GAAP/IFRS), and internal policy.
    • Developed financial models to project future performance, support strategic planning, and evaluate investment opportunities.
    • Coordinated and facilitated internal and external audits to ensure accuracy and regulatory compliance.

  5. Jan 2014 – Dec 2015

    Chief Accountant · Themar for Real Estate

    Cairo, Egypt

    • Managed accounting operations including financial reporting, budgeting, AP/AR, and general ledger, while ensuring tax compliance and accurate financial statements.
    • Implemented financial controls, supported audits, and led the accounting team to strengthen reporting and operational efficiency.

  6. Jan 2012 – Dec 2013

    Senior Accountant · Al Fath for Desserts

    6th of October, Giza, Egypt

    • Conducted production cost analysis and prepared cost reports and variance analysis to support budgeting and profitability improvement.
    • Developed cost accounting procedures and collaborated with operations teams to identify cost optimization opportunities.

  7. Jan 2010 – Dec 2011

    Auditor · Mohamed Abd Elraouf Accounting Office

    Giza, Egypt

    • Assisted in financial audits and internal control reviews.
    • Supported financial reporting accuracy and compliance with regulation.